Series: Timing buys and sells ~ Stock market investing

Some Basics: Introduction to tools for protecting and growing your Net Worth.
 

Stock trading is not my primary investment vehicle of choice. But since clients add this into their mix, here’s some input.


Paul Anibal Realty Net Worth tax real estate broker fenton mi linden byron hartland

The new analysis re: the returns of exchange-traded fund SPY or SPDR S&P 500 E.T.F., which started trading on Jan. 29, 1993 – which mirrors the Standard & Poor’s 500-stock index – shows SPY’s overall price gain from its inception through 1/2018 ( time of article & data) has been 541 percent cumulatively, not counting dividends.

But look closely and a remarkable fact emerges.

  • Separate the daytime from after-hour returns and all of that price gain since 1993 has come outside regular trading hours.
  • eg: If you had bought SPY at the last second of trading on each business day since 1993 and sold at the market open the next day — you’d get all of the net after-hour gains — your cumulative price gain would be 571 percent.
  • But, if you had done the opposite, buy at open, 9:30 a.m., and sell at close, you have lost 4.4 % !

Caveat: Orders tend to build up overnight, hence:

  • in a rising market, that will produce an upward price surge at open, but
  • during declining markets, overnight sell orders may tank at open.

  • and in a rising market, that will produce an upward price surge when the market opens. But during extended declines, overnight sell orders may cause prices to plummet when the market opens.
  •  

What now? I have many stock investing spreadsheet templates you may like. I edit these in realtime with the client ~ via virtual or in person meetings ~ to help you know where you’ve been, where you are, and estimate where you are headed.

Contact me for assistance.feedback_todo_checklist

Our approach will be looking at the bigger picture. You can also begin by sharing you’re thoughts, dreams, needs, goals, and comfort parameters.


A word about Real Estate: paul anibal real estate investment roi flipping properties fenton michigan investing in houses


Related Articles:

Anibal-Group-LLC-RealtyNetWorth-b-w-contemplation

Year-end tip(s):  Update your Assets spreadsheet. Keep a draft of your Trust/ Will documents on a google drive format for easy sharing with your insurance/ legal/ and tax counselors.


 

Subscribe to get access

Read more of this content when you subscribe today.

Series: Some basics ~ Stock market investing

Some Basics: Introduction to tools for protecting and growing your Net Worth.

Stock trading is not my investment vehicle of choice. But since clients add this into their mix, here’s some input.


Brokerage tools:
  • Quick n easy ‘Apps’:Paul Anibal Realty Net Worth tax real estate broker fenton mi linden byron hartland
    • Examples: Webull, Robinhood
    • +’s: Quick tool for cellphones, etc.
    • -‘s: Can be limited in research, charts and graphs. Easily draws in the inexperienced with potentially horrendous consequences.
  • Expanded services & website brokerages:
    • Examples: Etrade, TD Ameritrade
    • +’s: Lots of tools you should be using
    • -‘s: Need to sit at a PC to use the tools and invest the time ~ actually, that’s a plus

Site tools:

A word about Real Estate: paul anibal real estate investment roi flipping properties fenton michigan investing in houses


What now? Please solicit advice from multiple sources based on various areas of specialization….e.g.: professional insurance/ legal/ tax/ financial planner/ lender/ realty broker/ and even a spiritual advisor. Yes, even your pastor will have great insights to share re: what the rest of us professional see ‘after the fact’. Scripture speaks more to finances than other topics & its the #1 issue in relationship conflicts.

I can’t stress this enough, virtually every family has ‘issues’ when $’s and control come to play.  Many client families I’d never dreamed would have had disagreements have family splits, even when little to nothing was left to disagree over.

Well the key word is ‘now’. Advice & planning is worthless after someone becomes feedback_todo_checklistincapable of handling their affairs, or passes. Review your strategies and go forward. Later, the complexity and expense – financial and emotional – will grow exponentially!

Don’t know where to start? Do the clerical work. Don’t know where that starts? Contact me for assistance.

Our approach will be looking at the bigger picture. You can also begin by sharing you’re thoughts, dreams, needs, goals, and comfort parameters.


Related Articles:

Anibal-Group-LLC-RealtyNetWorth-b-w-contemplation

Year-end tip(s):  Update your Assets spreadsheet. Keep a draft of your Trust/ Will documents on a google drive format for easy sharing with your insurance/ legal/ and tax counselors.



Michigan Unemployment during Covid-19 Coronavirus shutdown

a3f18e9e-739e-401a-ac75-5d6c3b7bc984Small business owners. Know all the criteria before making application as the site is running slow & you’ll want to make the best use of your time. Delays may sign you out, then you have to start over.


Here’s the order:

Click to access 160_-_Claiming_UI_Benefit_In_Michigan_-_Jan2014_444213_7.pdf

NEED ASSISTANCE? We work remote with you!


Other helpful links: Calendar / RatesGet a ‘YourSpace’ Portal

Now, more than ever, we are looking at your larger picture, considering ‘all the pieces’ to the tax/ networth puzzle.


Related Articles:


> Request Appointment < click here. Other questions/coments:

Coronavirus COVID-19 and unemployment benefits for entity owners. Cost vs benefits, eligibility.

a3f18e9e-739e-401a-ac75-5d6c3b7bc984You own the company. You’ve been taking a salary/wage. What will it cost you now that there is an executive order to stay home ?


Here’s the order: https://www.michigan.gov/coronavirus/0,9753,7-406-98158-522595&#8211;,00.html?utm_medium=email&utm_source=govdelivery

How much can you get? https://fileunemployment.org/michigan/mi-calculator/

When must you file? asap to 28 days.

How much will it cost? depends, read this or call me:

How long does it last? extended to 26 from 20 weeks

How to file? Start here or call: https://www.michigan.gov/leo/0,5863,7-336-78421_97241&#8212;,00.html

Outside of the emergency order: https://www.michigan.gov/documents/uia/160_-_Claiming_UI_Benefit_In_Michigan_-_Jan2014_444213_7.pdf

NEED ASSISTANCE? We are working remotely with you!, see:


Other helpful links: Calendar a ‘Virtual’ Appt / RatesGet a ‘YourSpace’

Now, more than ever, we are looking at your larger picture, considering ‘all the pieces’ to the tax/networth puzzle.


Related Articles:


> To Request an Appointment < click here, other reasons for contacting us:

Virtual Appointments ~ Stay home. Its easy, its cheap. DO YOUR TAXES NOW:

a3f18e9e-739e-401a-ac75-5d6c3b7bc984Get your taxes done ~ Use any 1 or more of these: call/ email/ smart phone pics / scanned docs/ google docs/ or mail your documents. I’ve done all of these for decades!


Year end, aka: “Annual Review” with tax prep:

    1. Submit docs & info: this can be done via email, but its best to direct ALL DOCS/ PHOTOS/ PDF packets & communications to YourSpace247 > example. Mask sensitive #’s.
      • Submit items: W2’s, 1099s, property taxes, copy of last yrs file, etc.
      • You can scan/ photograph/ or let the local office store (OfficeMax/Depot, UPS, FedEx) do it for you.
      • If you need a spreadsheet to make notes to us, I have hundreds of ready to fill google docs that we both can access from the cloud. All clients receive a template of spreadsheet pages they may use. Or submit yours, or I’ll create one just for you. example.
      • Need to share something on your PC ? or watch our PC as we complete the process?
        • We use TeamViewer to share PC screens.
        • Skype is available for voice/ camera sharing.
        • Line as well.
        • Our Zoom meeting room does it all.
    2. We’ll schedule a phone call as needed to go over items submitted, ask a few questions, and answer yours.
    3. We prepare a complete ‘signature ready’ pdf packet.
      • You can either print it out, sign for efile, and return asap.
      • Or, we’ll mail out your hard copy packet.
    4. Pay easily via Paypal or by check.
      • There is no need to ever leave your home/home office!

I’ve provided this service for literally decades for shut-ins, missionaries, snow birds and folks all over the country.

Other helpful links: Calendar a ‘Virtual’ Appt / RatesGet a ‘YourSpace’

Now, more than ever, we are looking at your larger picture, considering ‘all the pieces’ to the tax/networth puzzle.


Related Articles:


> To Request an Appointment < click here, other reasons for contacting us: